Yes, Tata's one lac rupee car was always overhyped. What is the big deal? If tomorrow, Bajaj adds one more wheel to its 3-wheelers, we will very well have a cheap 4wheeler, good for four adults. Ok, even that wont cost 1 lac, but may be 1.2-1.3 for sure.
Tata's much hyped car for the masses will no doubt cross the 1 lac rupee mark by a huge margain. But yes, Im very much interested in the car. Im eyeing the A/c version, which if priced at say 1.8 to 1.9 lac OTR will be the car to have. Why? I will tell you why..
I just shifted to Mumbai, where, from June to September, the monsoon's fury means you land up in the your office, or back home fully drenched. Then from Feb to May are the hot months, wherein, one lands up in the office half drenched in sweat. And from May to June, the humid months. So basically, i do need a cheap 'car', with the comfort of an A/c. The cheapest thing that comes close is a A/c M-800, but even that costs 2.4 OTR in Mumbai. Saving 50-60K on the TATA car is a lot for more, add in 20-25% better fuel economy, and the fact that 90% of times i will be travelling alone in the car, so space isnt an issue for me.
Loans have made our lives so easy, havent they. I wish to pay a downpayment of 20%, say around 40k, and the rest on 5yr installments (ok, i will pay back the whole amount after 3 yrs when i have a good fat pay-check!), and all this means i will be paying just 3400 per month, plus around 3200 for fuel, for office commuting as well market ones. Great. It will also stack up all my gear for the himalayan rides and still be cheap on the pocket with a fuel efficiency of 22-25kmpl. GREAT. TATA, I m all game for your car
PS: smaller the car, smaller the system required. Savings on the music part too? :D
PPS : a second hand one yr old Alto, to me, doesnt make sense. I dont get free services, warranty period is less and it will guzzle 25-30% more fuel.
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